A panel of four judges selected his photo, “Rainy Afternoon,” from a record 3,890 entries submitted by professional and amateur photographers from 91 countries. The winning photo depicts a woman carrying potatoes to a local market in Vietnam during a downpour to earn money to feed her husband and two children. The judges praised Truong Minh Dien’s photograph for the way it thoughtfully depicted the resilience of low-income entrepreneurs in Vietnam. The CGAP works toward a world in which everyone has access to the financial services they need to improve their lives.